Merchant payments
Choose the response.
See what follows.
Cooper’s AI learns how each payer normally pays, recommends what to
review and compares the next payment with its forecast.
EXPLORE COOPER · SIX VIEWS · SAMPLE DATAMERCHANT INTELLIGENCE · SAMPLE DATA
Dashboard preview · Explore the interactive view on desktop.
Dashboard highlights. Open the full dashboard to explore all charts and details.
Understand the payer
Their own rhythm.
A response that fits.
Cooper learns each payer’s usual timing and payment amounts. A change is measured against that payer’s own history.
Your team reviews the evidence, chooses a response and keeps the outcome with the relationship.
LEARNED FROM THEIR HISTORY
One payer.
Their own baseline.
Usual timing and amounts.
What has changed.
Start a conversation
Ask what has changed before
deciding what to do next.
Discuss a split
Consider a proposal when
payment timing is the issue.
Keep a reminder
Record the agreement and
follow up at the right time.
EXPECTED PAYMENT · ACTUAL RESULT · NEXT FORECAST
Expected
Predict the next payment
from this payer’s
own history.
Observed
Compare what arrived
with the forecast and
the team’s response.
Updated
Use the result to refine
the next expectation
for this payer.
The original forecast stays in the record.
Learn from the outcome
The forecast stays.
The model learns.
Compare the expected payment window with when the payment arrived, alongside any response your team recorded.
Each new payment helps Cooper refine what it expects next for that payer.
Ask Cooper
Discuss the action.
Review the result.
Ask why a payer stands out, what response fits and how to review what followed.
Cooper connects the answer to the payer’s history, your team’s response and the next payment.
Cooper
Your read of the payers
I’d start with Ironbark.
It has been 44 days since their last payment.
Their usual rhythm is nine days.
Scripted concept · Cooper recommends. Your team acts.
See what your payment history reveals.
Start with your payer history. Explore the patterns,
expected payments and relationships worth reviewing.